THE ROLE OF MICRO FINANCE INSTITUTIONS IN THE EMPOWERMENT OF WOMEN IN THE AMHARA CREDIT AND SAVING INSTITUTION.

Abstract

Microfinance is provision of small amounts situational low income people who could not access loans from formal sector finance. Major objective of extending the loan is to alleviate poverty by creating jobs and incomes .while reducing poverty ,micro finance service are supposed to build asset bases of their clients to manage coup up with risks .micro finance programs are also expected to empower women clients by improving their decision making roles and self steam among others .however weather micro finance programs are bringing about desired changes is a debatable .in addition, some argue that micro finance has been pushing the low income people further into poverty. Although ACSI was one of the pioneer in starting lending through micro finance institution its effect is actually empowering women was not explored. This paper deals with assessing the real impact in the actual life of women