http://hdl.handle.net/123456789/2535 2026-04-06T04:22:54Z http://hdl.handle.net/123456789/2576 Title: Challenges and Prospects of Payment Card In Dashen Bank Share Company in Addis Ababa Authors: Workie, Tewabech; Kassahun, Eden; Fekadu, Tigist Abstract: This study assessed the challenges and prospectts off paymentt card systtem in Dashen bank S..C.. Dashen Bank ((DB)) was selectted sinceiit is the fiirst bank iin Etthiiopiia tto proviide a fully-flledged paymentt card serviices as a principall pllus member off visa intternationall and mastter card.. Primary datta were collectted by using questionnaires and intterviiew and secondary datta were collectted ffrom differentt litteratture,, DB manuall,, DB websitte and DB annuall reportt.. The sttudy emplloyed sttratiffiied sampling because tthe totall populattiion were heterogeneous,, which were employees off tthe company and outtsiiders who used DB VIISA card.. The sttudy sellectted a representtattiive samplle ffrom cardhollders and sttaff off paymentt card departmentt using siimplle random samplliing ttechniique,, tto giive equall non--zero chance,, and snow ball sampliing ttechniique was used ffor non--sttaff cardhollders off DB because tthey were nott llocatted in a singlle place.. IItt was difficultt to locatte tthe population; therefore, tthe study addressed tthe samplles by chaiin refferrall.. Datta were anallyzed usiing descriipttiive sttattiisttiics and were presentted usiing ttablles and graphs.. Anallysiis off tthe datta showed tthatt mostt off tthe parametters whiich measured beneffiitts off cardiing systtems were ratted as “agreed”.. IItt iimplliies tthatt custtomers are beneffiittttiing by usiing cardiing systtem.. However,, tthe majjoriitty off tthe respondentts agreed tthatt DB paymentt card serviices are nott accessiiblle even iiff tthe majjoriitty off tthe respondentts were attracted tto tthe use off cardiing systtem due tto iitts easiiness and accessibiliity,, The bank shoulld giive due attttenttiion and ffollllow up tthe ATMs and POS ttermiinalls machiines.. The respondentts reportted tto fface nettwork probllem,, shorttage off money and ‘‘ttemporary outt off serviices’’ ATMs whlle tthey were ttransacting.. IIn conclusiion, the incapacity off tthe counttry’’s ttellecom serviice whiich iis rendered by Etthiio ttellecom iis a majjor challllenge ffor tthe bank’’s desiire tto giive a good paymentt card serviice and it is causing customer dissattisffacttiion. Thiis iis maiinlly a cause for tthe gap bettween actuall serviice and custtomers’’ expecttattiion.. Therefore, the bank should undergo tthrough intensiive selllliing and promottiion campaiign tto create deep awareness about tthe payment card serviice.. The bank shoulld sttrengtthen iitts collllaborattiion wiitth Etthiio--ttellecom tto aleviatte problems relatted with off line service.. Otherwise,, retaining curent paymentt card users will be hard ffor tthe bank.In terms off meeting customer expectation,, it is tthe rightt time ffor tthe bank tto modiffy and rectify service provision problems connected to payment card department 2013-08-01T00:00:00Z http://hdl.handle.net/123456789/2573 Title: Affective Factors for Female Graduating Students’ Attitude towards Entrepreneurship: A Case of College of Business and Economics, Addis Ababa University Authors: Salih, Sitra 2013-08-01T00:00:00Z http://hdl.handle.net/123456789/2572 Title: Electrronic Payment Systems:: It ts Prospects and Challenges Case Study on Commercial Bank off Ethiopian and Zemen Bank S..C. Authors: Sime, Mulualem; G/Amlak, Lishan Abstract: The loan transaction between lender merchants and borrower farmers and traders gave a birth to the first bank on our planet earth which dated back to around 2000 BC in Assyria and Babylonia. The expansion of trade, security questions, huge and complex transactions, a need for fast Transferring of money to different places (everywhere banking). As a result the current technological advancement produce that made fast service provisions possible through electronic payment systems. Electronic payment system is simply a system that provides payments electronically. The electronic payment system changed and has made banking services comfortable and easy around the globe. It increases payment efficiency, reducing transaction costs; avoid unnecessary involvements and time wastages. Electronic payment systems facilitate payments electronically. However, lack of network infrastructure, security problems, awareness level of users, inadequate law and regulations are the major challenges that banks of these days face to make payments electronically in Ethiopia. This study tries to identify these challenges in detail and propose the possible way outs from these challenges. It also addresses the successes and possibilities this technology will bring to the banking industry in the near future. 2013-08-01T00:00:00Z http://hdl.handle.net/123456789/2570 Title: The Link between Foreign Direct Investment and Economic Growth in Ethiopia Authors: Abeje, Menberu Abstract: Foreign direct investment plays an important role in economic growth. It has a great importance by transferring technologies and establishing marketing and procuring network for efficient production and sales internationally. It affects Ethiopian economic growth positively or directly. Therefore, it can be generally viewed as an engine for domestic country economic growth. To analyze the relationship that exists between foreign direct investment and economic growth, OLS estimation technique is used. The data set comprises of annual time series data from 1981 to 2010 (i.e. for 30 year data). Foreign direct investment has shown some significance level since 1992. Before this time, the government of Ethiopia did not give an incentive for foreign investors. Due to this fact, the role of FDI on Economic growth was not much. But after the present government came to power, the government encourages foreign investors and as a result the share of FDI on GDP has increased. Accordingly, foreign direct investment and economic growth are positively linked. 2013-08-01T00:00:00Z