http://hdl.handle.net/123456789/4054 2026-04-06T04:48:05Z 2026-04-06T04:48:05Z Zelelew, Yonas http://hdl.handle.net/123456789/4069 2018-12-29T13:03:18Z 2017-08-01T00:00:00Z

Title: Assessment on Attitudes of Employees and Customers towards Electronic Banking System in Commercial Bank of Ethiopia: A Case Study on Hamle 19 Branch Authors: Zelelew, Yonas Abstract: This study aimed to examine the attitudes of employees and customers towards electronic banking in the commercial bank of Ethiopia. The study was conducted based on the data gathered from the employees and customers of Commercial Bank of Ethiopia. Mixed research approach was employed to answer the research questions that emerged through the review of existing literature and the experience of the researcher with respect to the E-banking system. The descriptive statistics such as tables, frequencies and percentages were used to analyze the data obtained from the survey questionnaire. From the analysis of collected data, the finding showed that ATM, Mobile Banking, Internet Banking and POS were the major e-banking technology used in Commercial Bank of Ethiopia. In accordance with the result of this study, respondents had good perception towards the benefits of e-banking such as: E-banking is the best means to reduce customer overload, best way of achieving vision, eliminates time constraint, and better managing of finance transactions. The findings of the study also shows the respondents’ attitudes that frequent network failure, lack of awareness on the benefit of E- Banking, high rate of illiteracy, and resistance of customers to accept new E-banking technology were problems of E- Banking. Based on these, it was recommended that the bank should localize languages for his customers; familiarize its customers with the process and benefit of the system. A suggestion was also made for the government to invest on the telecommunication infrastructure to overcome the problem of network and power interruption.

2017-08-01T00:00:00Z Getachew, Yabatfenta http://hdl.handle.net/123456789/4068 2018-12-29T13:01:55Z 2017-08-01T00:00:00Z

Title: The Determinants of Economic Growth in Ethiopia: A Time Series Analysis Authors: Getachew, Yabatfenta Abstract: The main objective of this study was to investigate the determinants of economic growth in Ethiopia during the period of 1981-2015. Co-integration and Error Correction Model were applied in order to investigate the long-run and short run relationship between the dependent variable (real GDP) and its determinants. The finding of the test shows that there was a stable long run relationship between real GDP, Physical capital, human capital, labor force and export. The empirical results reveal that both physical and human capital were found to have positive impact on economic growth both in long run and short run analysis while term of trade and foreign aid affect economic growth negatively and statically insignificant at 1 percent. However, the study found out that export of goods and service had statistically insignificant impact on economic growth with positive sign in the long run, but labor force had statistically significant impact on economic growth. This study has also an important policy implication. The findings of this study imply that economic growth can be improved significantly when the physical capital increases. Hence, policy makers and/or the government should strive to increase capital formation (gross capital accumulation) which is believed as a back bone of growth and has allocate adequate finance for human capital, which will help to work on quality of education.

2017-08-01T00:00:00Z Sahlu, Workie http://hdl.handle.net/123456789/4067 2018-12-29T13:00:44Z 2017-08-01T00:00:00Z

Title: The Role of Non-farm Activity on Rural Household Income Level: The case of Dabat Woreda, Amhara Region, Ethiopia, Authors: Sahlu, Workie Abstract: The study was conducted in north Gondar administrative zone, Dabat district, Woken kebele. The objective of the study focused on the role of nonfarm activities for rural house hold income level. The study aimed to assess the role of nonfarm activities on the rural house hold income generation. The study used cross sectional research design that was both quantitative and qualitative form. The collection of data involved both primary and secondary data sources to obtain the objective of the study. A total of eight villages of Woken Kebelle were selected purposely. China, Tenseye, Agoshimado and Banora were the four villages which had a total of 2000 households. The sample size involved a total of 30 respondents which were selected with probability proportion sampling technique from the four village’s households. Systematic random sampling procedure was employed to select these sampling respondents from the total household. From each village both qualitative and quantitative data were collected from primary and secondary data sources. In the interview, schedule was prepared to collect primary data from the sample respondents at household level. The secondary data was from set and hand materials. The data that was obtained from primary data such as, interview, question and focus group discussion was analyzed by simple description of words and narration forms. The data that was obtained from secondary data sources, such as questionnaires/survey, annual reports, soft copies from the internet and websites, and recorded documents were analyzed using simple descriptive statistics frequency distribution table, mean, percentage. The result showed that nonfarm practices or user engaged in daily labor of nonfarm activities. The 15%, 15%, 15% or 45% of nonfarm practices involved in petty, trade masonry, and other activities respectively. The analysis showed that more than 75% of the nonfarm activity users received more than 60 Birr per day. On the other hand, 20% of non-users farmers received more than 40 Birr per day. Only 10% of nonfarm users can receive less than 30 Birr per day.

2017-08-01T00:00:00Z Hagos, Tsehaynesh http://hdl.handle.net/123456789/4066 2018-12-29T12:59:16Z 2017-08-01T00:00:00Z

Title: The Role of Women Participation on Agricultural Extension Service: The Case of Adiy Koro Kebelle, Ahferom Woreda Central zone of Tigray region, Authors: Hagos, Tsehaynesh Abstract: Ethiopia rural women make significant contribution to and are the ministry of the farm labor. The work in all aspects of agriculture, in addition to active engagement in agriculture, women are responsible for all household chores. The main objective of the study was to assess the role of women participation in agricultural extension service in the case of Ahferom Woreda. The study area was selected purposively to identify factors that influence farm women’s agricultural output and to identify the constraints and opportunities of extension service in reaching out to rural women in Ahferom Woreda. A total of 30 respondents were selected using simple random sampling. The data was collected from both primary source using key informant interview, structured interview schedule and secondary source by reviewing reports and document used for collecting the essential quantitative data from the sampled respondents. The major output the study indicates the factors affecting participation of women farmers in agricultural extension. The collected data was analyzed by qualitative and quantitative method of data analysis. The quantitative data was expressed using simple descriptive statistics like percentage and frequency and the qualitative data was expressed by words and statements. The study result shows that women are significantly influenced by total annual income extension participation, lack of credit service training, and domestic work. The major constraints identified farmer women are low participation of women in extension programs, poor extension methods, lack of important information. The level of women participation in agricultural extension was medium. The extension agents were more sensitive to give information to husbands whereas the women got secondary information from their husbands. As a result, extension agent should consider women designated roles in agricultural production effort. Agricultural information to farmers should be gender specific and sensitive.

2017-08-01T00:00:00Z