http://hdl.handle.net/123456789/2490 2026-04-06T04:48:19Z 2026-04-06T04:48:19Z Agazie, Melkam http://hdl.handle.net/123456789/2504 2016-12-29T11:14:28Z 2015-07-01T00:00:00Z

Title: Natural Resource Management and Conservation Practice with Particular Emphasis on Community- Based Watershed Management: The Case of Alekit River in Farta Woreda, South Gondar Authors: Agazie, Melkam Abstract: The very purpose of this paper is to deal with the natural resource management and conservation practices in giving emphasis on community- based water shed management at Alekit River there in south Gondar. It is a common truth that Natural resources are exploited and consumed by living things for their survival though the utilization mechanisms may vary from one to another. Resources management and conservation practices system and community participation as well yet not developed to minimize damages appear. To this regard there are a lot of arguments that discussed about poor utilization and misusing of natural resources with beneficiaries that require solutions at present time. Related to this unless applying adequate and methodical ways in managing the misusage of such natural resources and practicing un healthy conservation practices a lot of damage and disastrous situation will be resulted. Hence to find out certain suggestive solutions this research based, at conversing on a following issues, analyzing the existing natural resource management and conservation practices. Examining the level; and status of awareness creation task to this regard, and as what has been done up to now to improve the prevailed practices. In doing this study the student researcher employed the qualitative data collective strategy. Further in addressing the above mentioned objectives, both primary and secondary sources of data collection techniques have been used to conduct the research. On other hand the result of this research believed to provide researchers various ideas as an input for further study on the same subject matter. Above all the research may give a good insight to identify the opportunities and challenges in line with the issue of Natural research management and conservation practice in the study area.

2015-07-01T00:00:00Z Anbessa, Addisu Birhanu, Bereketab http://hdl.handle.net/123456789/2503 2016-12-29T11:10:18Z 2015-07-01T00:00:00Z

Title: St. Mary’s University Workers Saving and Credit Association Information System Automation Authors: Anbessa, Addisu; Birhanu, Bereketab

2015-07-01T00:00:00Z Teshome, Feven http://hdl.handle.net/123456789/2502 2016-12-29T11:03:35Z 2015-07-01T00:00:00Z

Title: An Assessment of Customer Attitude towards ATM: The Case of Awash International Bank S.C Authors: Teshome, Feven Abstract: Consumer attitude influence consumer purchase behavior accordingly to this theory behavior is determined by intentions, which are also influenced by attitudes subjective norms. The general objective of this study was to assess the attitude of Awash International Bank customer towards ATM service. It is assumed that the study will provide basic data about customer attitude. Both primary and secondary data were collected so as to make to a complete study. Total sample of 200 customers involved in the study as a respondent. The secondary data was gathered from the company records, WebPages, journals, and books available in the library. The finding indicates ATM users are not flexible with the ATM language service being afraid of touching wrong button and have secured issues regardless of sending sensitive information. It’s clearly visible that speed, familiarity and security are important concerns identified by the bank management. ATM is more match the customer need and want. From the major findings the researcher can understand that ATM is more suitable than the human interaction by giving adequate service and consistency. The exactness of working transaction by an automated system is more precise than a traditional banking system. In addition, significant numbers of respondents didn’t face any failure during the process and it’s clear that the bank gives the right service at the first time that satisfied their customer as well as there is no gap between the company service delivery and expectations of the customer.

2015-07-01T00:00:00Z Kassie, Gebeyaw http://hdl.handle.net/123456789/2501 2016-12-29T10:59:12Z 2015-07-01T00:00:00Z

Title: The Impact of Financial Institution Development on Income Inequality: The Case of Ethiopia Authors: Kassie, Gebeyaw Abstract: The study investigates the link between financial institution development and income inequality in Ethiopia. Econometrics frame work (analysis) was employed as a general method of analysis using secondary data collected from national bank of Ethiopia (NBE), central statistical authority (CSA), MOFED and EEA. The study covers for 33 years from 1980 to 2012. The Engle Granger two steps procedure is followed to estimate the long run and short run parameter for the variables included in the model. The empirical result of the study shows that broad money to GDP ratio, GDP, credit and openness are the main determinates of income distribution (inequality) in Ethiopia in the long run. In the short run only broad money to GDP ratio is the main determinant of income inequality. All these variables except openness and broad money have decreasing effect on income inequality. The policy implication of the result implies that among other things government should motivate more for domestic trade than international trade. It should be selective in export and import trade. Government should create awareness for the mass rural population about the importance of formal financial institutions. Distribution and expansion of financial institutions from urban to rural areas, Provide incentives, licensing and other important measure to improve equitable distribution of national resources.

2015-07-01T00:00:00Z